„tatistical appendix 1 Excluding crossŽborder business 2 E xcludes advanced countries in „outh and East sia †‘ong –ong‰ „ingapore‰ „outh –orea‰ Taiwan‡ 3  nsurance penetration †premiums as a percentage o ­€‡ and density †premiums per capita‡ include crossŽborder business ’ N orth merica‰ Œestern Europe †excluding Turey‡‰ •apan‰ ‘ong –ong‰ „ingapore‰ „outh –orea‰ Taiwan †counted as an emerging maret in earlier editions‡‰ ¢ceania‰ srael  ” atin merica‰ —entral and Eastern Europe‰ „outh and East sia‰ the ‚iddle East †excluding srael‡ and —entral sia‰ Turey‰ rica 6 3 ’ member countries ƒ T he ‹„‰ —anada‰ the ‹–‰ ermany‰ ¥rance‰ taly‰ •apan  T he ‹„‰ —anada‰ ‚exico ¡ „ ingapore‰ ‚alaysia‰ Thailand‰ ndonesia‰ the €hilippines‰ ¨ietnam… The our remaining member countries – ¦runei‰ —ambodia‰ ”aos and ‚yanmar – are not included… 10 ” ie insurance“ premiums are supplemented by estimated premiums or group pension business‰ which has not been included in the statistics or some regions since 2001… NonŽlie insurance includes state unds… 11 ”ie insurance“ net premiums 12 NonŽlie insurance“ gross premiums‰ including reinsurance premiums 13 ¥inancial year 1 pril 201–31 ‚arch 2016 1’ ¥ inancial year 21 ‚arch 201–20 ‚arch 2016 1 ¥ inancial year 1 •uly 201’–30 •une 201 16 ¥ inancial year 1 •uly 201’–30 •une 201… ustralia“ until 2012‰ supervisory data included premiums written by public insurers… ‘owever‰ this is not available in 2013 thus contributing to the signiicant decline in annual comparison… 1ƒ nlationŽadŠusted premium growth rates in local currency‰ see Tables ‰ ¨ and ¨ 1 ncluding the remaining countries 1¡ E ective nlation used or calculating real growth rates are estimated by the nstitute or nternational ¥inance… These are twice the oicial igures… 20 „upervisory authority data or 2013 does no longer report premiums written by public insurers… ˜etrospectively starting 2003‰ public insurer data has been removed rom the sigma data set and the data has been changed to calendar year data… €rior 2003 inancial year is rom 1 •uly–30 •une‰ ie 2002 stands or data rom 1 •uly 2002–30 •une 2003 £ provisional ¿ estimated ¿¿ estimated ‹„­ value assuming constant insurance penetration Swiss Re sigma No 3/2016 3ƒ