Regional oeriew ‡iing on the edge: earthˆua‰e haŠard emanating rom the ‹imalaŒan region he žimalayas are one of the orl‚’s he žimalayas… forme‚ by the continental collision of the “n‚ian an‚ Eurasian plates… most seismically ha­ar‚ous reionsˆ have the hihest mountain pea€s in the orl‚ˆ he reion is also one of the most seismically active loballyˆ his is because the northboun‚ un‚er‰thrustin of the “n‚ia plate beneath the Eurasia plate continues to‚ay… at a rate of –„ centimeters per yearˆ he map belo shos the alinment of more recent earthŒua€es alon the plate boun‚ary line… runnin from Assam in the east šhere there as an Š ‡ˆ6  Œua€e in 1†50› to Ÿashmir in the est šthe site of an Ё ˆ6 earthŒua€e in 2005›ˆ Figure 5 he žimalayan plate boun‚ary line an‚ the ‚ates of ma or earthŒua€es ‘ource: ‘iss eˆ houh 50 €m aay from the epicentre… remors oriinatin from the epicentre of the April 2015 earthŒua€e in Nepal ere ’elhi felt the tremors of the April Œua€e in also felt in ’elhi… the capital of “n‚ia… almost 50 €m aayˆ Accor‚in to 2011 census Nepalˆ ‚ata… aroun‚ †0§ of ’elhi’s buil‚in stoc€ falls in the cateory of unreinforce‚ masonry… hich is not earthŒua€e resistantˆ Šoreover… ’elhi is locate‚ on the ban€s of iver µamuna on a be‚ of very soft soil… hich can amplify seismic aves an‚ their ‚amae‰causin potentialˆ he presence of a seismic ap in central he žimalayan plate has a seismic ap… that is… an area here plate movement has žimalayas is a ris€ for ’elhiˆ alrea‚y pro‚uce‚ lan‚ ‚eformation but – as of yet – no release of associate‚ enery in the form of an earthŒua€eˆ he ap exten‚s from the reion near the Ÿanra earthŒua€e in 1†05 šsee ˜iure 5› to the epicentre of the 1†„ Nepal earthŒua€e šaroun‚ 00 €m›ˆ he li€elihoo‚ of earthŒua€es in seismic aps is very hih… an‚ the expecte‚ manitu‚e of such an earthŒua€e in the žimalayas is Š ‡ˆ0–‡ˆ5ˆ ’elhi is  much closer to certain areas of the seismic ap than to the epicentre of the April 2015 earthŒua€eˆ “n other or‚s… the city is vulnerable to earthŒua€e ris€ˆ he economic loss from a ma or o assess the loss potential of such an event in ’elhi… ‘iss e simulate‚ the impact earthŒua€e near ’elhi coul‚ amount to of an earthŒua€e of Š ‡ˆ0 manitu‚e ust 1†0 €m aay from the city… ith its  as much as Ž‘’ „ billionˆ epicentre in the žimalayan seismic ap… usin the proprietary Šulti‘NA• toolˆ he simulation assume‚ an insurance penetration rate in ’elhi of 1ˆ„§ˆ† he outcome as a total economic loss of at least “N 20 billion šŽ‘’ „ billion›… ith insure‚ losses of aroun‚ “N 25ˆ2 billion šŽ‘’ „00 million›ˆ An‚… ’elhi is one of “n‚ia’s most populous cityˆ A lare earthŒua€e there oul‚ li€ely also mean lare loss of lifeˆ 9 Indian non-life insurance industry yearbook 2014–15… –eneral “nsurance Council… 2015ˆ https://ˆicouncilˆin/‚onloa‚sˆaspx 10 Swiss Re sigma No 1/2016

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