Executive summary “n 2015… there ere a recor‚ 1†‡ natural here ere 5 ‚isaster events in 2015… of hich 1†‡ ere natural catastrophes… catastrophesˆ the hihest ever recor‚e‚ in one yearˆ here ere 155 man‰ma‚e eventsˆ Šore than 26 000 people lost their lives or ent missin in the ‚isasters… ‚ouble the number of ‚eaths in 201„ but ell belo the yearly averae since 1††0 of 66 000ˆ he biest loss of life – close to †000 people – came in an earthŒua€e in Nepal in Aprilˆ –lobally… total losses from ‚isasters ere otal economic losses cause‚ by the ‚isasters in 2015 ere Ž‘’ †2 billion… ‚on Ž‘’ †2 billion in 2015… ith most in from Ž‘’ 11 billion in 201„ an‚ belo the inflation‰a‚ uste‚ averae of Ž‘’ 1†2 Asiaˆ Close to †000 people ‚ie‚ in an billion for the previous 10 yearsˆ Asia as har‚est hitˆ he earthŒua€e in Nepal as earthŒua€e in Nepalˆ the biest ‚isaster of the year in economic‰loss terms… estimate‚ at Ž‘’ 6 billion… inclu‚in ‚amae reporte‚ in “n‚ia… China an‚ ”anla‚eshˆ Cyclones in the •acific… an‚ severe eather events in the Ž‘ an‚ Europe also enerate‚ lare lossesˆ “nsure‚ losses ere Ž‘’  billion… lo –lobal insure‚ losses from catastrophes ere Ž‘’  billion in 2015… ell belo relative to the previous 10‰year averaeˆ the inflation‰a‚ uste‚ previous 10‰year averae of Ž‘’ 62 billionˆ he relatively lo level of losses as larely ‚ue to another benin hurricane season in the Ž‘ˆ El Niño in 2015 contribute‚ to eather patterns ‚eviatin from averae climate normsˆ ˜or instance… tropical cyclone activity in the North Atlantic as suppresse‚… hile the •acific ™cean basin ha‚ a very active seasonˆ he biest insure‚ loss of the year came ™f the insure‚ losses in 2015… Ž‘’ 2‡ billion ere attribute‚ to natural catastrophes from the explosions that roc€e‚ the •ort šabout the same as in 201„› an‚ Ž‘’ † billion to man‰ma‚e events šup from of ian in in China in Auustˆ Ž‘’  billion›ˆ he biest insure‚‰loss as cause‚ by the to massive explosions at the •ort of ian in in China in Auust… ith an estimate‚ property loss of Ž‘’ 2ˆ5 billion to Ž‘’ ˆ5 billion… ma€in it the larest ever recor‚e‚ man‰ma‚e insure‚ loss event in Asiaˆ he next biest insure‚‰loss event as a inter storm in the Ž‘ in ˜ebruaryˆ Another feature of 2015 as that it ill ’espite a harsh inter season in the Ž‘… overall 2015 as the hottest year since 1 o ‚on as the hottest year on recor‚ˆ 1‡50ˆ Exceptionally hih temperatures an‚ lac€ of rainfall cause‚ ‚rouht an‚ Šany reions experience‚ ‚rouht an‚ il‚fires in many reionsˆ “n Europe… summer temperatures remaine‚ above 0°C for il‚fires … lon stretchesˆ Countries in Eastern Europe ere particularly har‚ hit ith ‚rouht con‚itions linerin throuh to the en‚ of the yearˆ he Ž‘ experience‚ its orst year for il‚fires since 1†60 because of the heat an‚ ‚ry con‚itionsˆ žeataves claime‚ a number of lives all over the orl‚ˆ … althouh some countries… such as here ere also severe precipitation eventsˆ “n “n‚ia… the city of Chennai as “n‚ia… the ŽŸ an‚ the Ž‘… experience‚ paralyse‚ by floo‚in after accumulate‚ rainfall of more than 500 mm in November severe rain an‚ floo‚in eventsˆ aloneˆ ƒare sathes of the northern ŽŸ ere un‚er ater in ’ecember ‚ue to heavy rains from three separate stormsˆ •reliminary estimates put the insure‚ losses from the ŽŸ floo‚s at aroun‚ Ž‘’ 2 billionˆ “n several states in the Ž‘… tropical storm activity enerate‚ heavy rains an‚ severe floo‚in in certain areasˆ Countries in Africa… in particular Šalai… Ÿenya an‚ Ša‚aascar… experience‚ severe floo‚s alsoˆ his sigma inclu‚es to feature “n vie of the lare earthŒua€e that struc€ Nepal in April 2015… tremors of hich chapters… one on the ian in explosions ere also felt in ’elhi… this sigma assesses the loss potential of a similarly intense an‚ another on the use of technoloy in event closer to the “n‚ian capital cityˆ he result is total losses in ’elhi of at least ‚isaster manaementˆ Ž‘’ „ billion… larely uninsure‚ˆ he sigma also inclu‚es a special chapter on the explosions in ian in… hich have put a spotliht on accumulation ris€ in lare transportation hubs such as portsˆ Šany assets in ian in – in particular hih‰value cars in transit at the port – ere ‚estroye‚ by the explosionsˆ his… an‚ the imposition of an exclusion ­one at the site… ma‚e it very ‚ifficult for insurers to assess the lossesˆ ˜inally… there is also a feature on the use of aerial an‚ ‚iital technoloies in ‚isaster ris€ manaementˆ 1 “2015: the armest year on recor‚… scientists say”… metoffice.gov.uk… 16 ¤anuary 2016… http://ˆmetofficeˆovˆu€/nes/releases/archive/2016/2015‰lobal‰temperature Swiss Re sigma No 1/2016 1

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