… connect with reviousy difficut†to† New modes of distri ution: Insurers are everain diita atforms to enhance their reach cients… … reach… articuary in rura areas‡ ˆoday… 60 of insurers in Nieria use Interswitch’s 40 diita atform for insurance distri ution or other services‡ ˆeecoms firms wi ikey remain stron distri ution artners for insurers in emerin and frontier markets iven consumer trust in the rands‡ —or exame… in €hana… research y Œonsutative €rou to ‘ssist the oor Œ€‘ƒ„ showed that ¢0 of consumers 41 refer to uy insurance from a mo ie oerator as oosed to an insurer‡ … and faciitate and simify the New usiness and underwritin: ¥sin €ƒŽ… ce tower trianuation… cameras underwritin rocess‡ or iometric data… insurers can verify identity and ocation‡ In ‰anadesh… €rameenhone has information on its customers’ famiy mem ers throuh its “—riends and —amiy” diain feature‡ ƒartner insurer Nirvoy ›ife cross†references 42 this data to verify the deendents for ife insurance ans‡ Insurers are aso usin eectronic coection of documents to seed u customer reistration and reconciiation of documents‡ ¦eara es too are makin their way into the consumer sement and wider usae can he rovide more data for risk assessment‡ 40 ˜‡ ‘naesoronye … “‰rokers… aents at risk as technooy redefines insurance sector”… ˜usiness Da, 2¢ §uy 201™… htt:// usinessdayonine‡com/201™/0¢/ rokers†aents†at†risk†as†technooy†redefines† insurance†sector/ 41 §‡ ›each… ”essons ”earned rom Digital icroinsurance ‘printers’… Œ€‘ƒ, 02 §uy 201™… htt://www‡ca‡or/ o/essons†earned†diita†microinsurance† E20’srintersE20’’ 42 ‹‡ ˜ohan… Œan Technolog Push icroinsurance ˆurtherž Ÿ Reasons to a ¡es… Œ€‘ƒ, 0 ˜ay 201™… htt://www‡ca‡or/ o/can†technooy†ush†microinsurance†further†4†reasons†say†yes Swiss Re sigma No 2/2016 2¢
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